When you compare American Express Blue Cash for Business against other cash rebate business credit cards, you quickly come to understand why this is the case.
Cash Rebates
Unlike most other cash rebate business credit cards, the American Express Blue Cash for Business credit card allows you to start accumulating cash back rewards from the first time you use your card.
The cash back structure of the American Express Blue Cash for Business credit card is highly competitive and works on a sliding scale: 0.5% for the first 7,500, 2.5% from 7,500.01 to 15,000 and 1% from 15,000 upwards. When you purchase from an OPEN partner, the percentages double automatically.
The cash back rewards you can earn on your American Express Blue Cash for Business credit card are not capped and you are not penalized if like most small business owners you decide to settle your monthly balance in full.
Any additional American Express Blue Cash for Business credit cards you may choose to issue to your staff also earn cash rebate rewards.
Discounts
Over and above doubling the rebates you earn on your American Express Blue Cash for Business credit card, you receive discounts of between 3% and 25% from OPEN partners on business purchases such as travel, dining, business supplies, business services and business building tools.
Terms
The American Express Blue Cash for Business credit card is a very economical cash rewards business credit card when compared to its direct competition. In most of the reviews the four salient features that differentiate the American Express Blue Cash for Business credit card are:
0 annual fee
0% APR on purchases for the first six months
Low on-going 11.24% APR on purchases
7.99% APR on balance transfers for the life of the amount transferred.
Business Support
Finally, many of the reviews report a willingness on the part of American Express to go the extra mile for small businesses. As a holder of the American Express Blue Cash for Business credit card, you gain access to:
247 customer support services
Chat facilities and forums where you can speak to other small business owners and experts, Articles and reports purposely compiled for the small business sector.
American Express also offers online reporting and management tools, to help you automate some of your tedious administrative tasks.
To conclude
The holistic, partnering approach adopted by American Express in designing products such as the American Express Blue Cash for Business credit card, indicates that they are serious about the small business market and committed to adding real value to their small business customers. Judging by the responses on the internet, it is clear that this particular approach has hit the mark.
Cashing in on your Candle-Making Hobby Look for a Wholesale Supplier
Making homemade candles is not only fun and easy; it can also be a prosperous hobby. Imagine making money from something as fun and easy as making candles. Cashing in on your candle-making hobby has become a popular home business because it is relatively easy to get started. For one, it requires a relatively low cost to set-up and get started. Second, it is pretty easy to actually make the candles. After all, it started as the hobby of many people. The process of making candles in and of itself is pretty simple: simply melt down the wax, add different colors and all the scents you want, and then shape the soft wax into as many molds and shapes as you can possibly conceive. Making candles is the perfect marriage of functionality and fun. Moreover, it is possible to make money simply by creating your own little wax masterpieces.
If you decide that making candles for profit is something you want to try, consider the start up costs that you will need at the beginning. First, decide what kind of candles you will specialize in. Do you want to make paraffin candles or more natural beeswax candles? You should be aware that the start up costs of making natural beeswax candles will be substantially higher than making paraffin candles. However, although the start up costs will be higher if you decide to go with the natural beeswax candles, in the long run you will be able to charge more for these candles. What is the start-up difference between making the two different kinds of candles? You can expect to pay approximately $100 more at start-up if you decide to go with the natural beeswax candle model.
What equipment will you need to get started? The essential equipment you will need includes paraffin or beeswax to melt down (depending on which you choose), dyes, a wick, molds, scents and a special pan where you can melt the wax. The largest of these expenses will probably be the molds. Many of the larger molds can cost as much as $20 each. Many of these materials you may be able to get a hold of for much less by working with a wholesale supplier. There are many wholesale suppliers who can provide you with discounted supplies including wax, dyes, wicks, molds, scents, and other accessories you may need in order to start your candle making enterprise. Even though you dont need a professional office or work area, it will definitely help keep things organized if you set aside a special area of your house to work in.
Should you take candle-making classes to ensure that the candles you make are professional looking? This definitely wont hurt, but it is not entirely necessary either. You can always learn by doing. This is the preferred method for perfecting your candle making process. The more candles you make, the better they will look with each coming batch. If you dont like the way your candles are turning out by themselves, consider using special candle making software. This can help cut down on the time you will need to learn how to make candles.
Once your candle making enterprise is up and running, it is time to see how you can market your candles. One option is to try to wholesale your candles to local shop owners that you are in contact with. Dont be afraid to call up local shop owners to ask if they would be interested in carrying your own line of handmade candles. Try to set an appointment where you can bring in your candles for the storeowner to look over.
How many times have you daydreamed about winning the lottery? Do you have images of yourself cashing in your ticket and shaking the lottery commissioners hand while the other hand holds that giant cardboard check for $400 million dollars? Many of you have already planned out where those winnings will gowhether or not we ever buy lottery tickets. An overview of Powerballs biggest winners will help you live vicariously and continue daydreaming about your lucky day.
The largest payoff in Powerball history went to a group of eight meat plant workers at a ConAgra plant. The drawing, held on February 18, 2006, awarded an unprecedented $365 million. The winners ranged in age from 26 to 46 and called Nebraska their home. The eight men bought their winning ticket, one of eight that they purchased, at U-Stop in Lincoln, Nebraska, at 3:09 p.m. on Friday, Feb. 17. For over five years, members of the group had been pooling their resources to buy multiple tickets whenever the jackpot rose above $45 million. Each contributed $5 at a time for each drawing. Potential plans for their winnings? Wash my truck, Pay bills, Get some sleep, and, Continue working temporarily until their spot is filled.
Another of Powerballs biggest winners was a group of coworkers known as Missouris Lucky 13. Thirteen Missouri state employees, who work for the Depart of Social Services Family Support Division / Child Support, won the $224 million jackpot on April 12, 2006. Eleven of the thirteen members of the group contributed $5 into the pool, with the remaining two contributing $2.50. The office manager said that new groups within the office were formed for each drawing, depending upon who wanted to participate.
Cashing in on another Powerball jackpot was the West family from Jacksonville, Oregon. This lucky family won two months after lottery rules were changed to promote larger prize payouts. Steve West paid $20 for a group of tickets along with another $20 from his in-laws. The two families split the earnings.
Another of Powerballs biggest winners is the self-proclaimed 100 Miracles, a group that collectively won $208 million. A group of 100 workers from Sargento Foods in Wisconsin had been pooling their money for three yearswith no luck. One of the members of the group had suggested changing the store where they purchased their tickets; another member rebutted that they should rub the belly of a Buddha statue for good luck. Apparently Buddha provided just the luck they needed. Ninety-nine of the winners took cash for a total of $95,821,171.53, and one winner chose the annuity option for $2,035,886.79 (30 payments over 29 years). The 100 Miracles purchased their winning ticketand all the non-winnersat a grocery store along whats called the Miracle Mile, a stretch of street responsible for selling several multi-million dollar lottery tickets in the 1990s.
On May 28, 2005, 33-year-old Brad Duke of Idaho won $220.3 million dollars, becoming one of Powerballs biggest winners. The manager for a local Golds Gym had been playing the winning series of numbers for years. He plans to continue working at the gym in order to stay grounded despite his new multi-millionaire status. Before coming forth to claim his prize, Duke spent two weeks assembling a team of lawyers, financial advisors, and a publicist.
It is interesting that the majority of Powerballs biggest winners are blue-collar Americans, many of whom have come together with their coworkers to purchase lottery tickets. Perhaps these lucky folks have inspired you to team up with your colleagues, rub Buddhas belly, and hope for a miracle.
Cash Payday Advances Todays Answer To A Cash Shortage
Sometimes life gets in the way and when it does you can find yourself steeped in a cash shortage. If you do there is an answer, its in the form of cash payday advances. These types of loans can be a lifesaver when all you need is a small amount of cash.
There was a time when cash payday advances were difficult to obtain. You had to go to a cash payday store and fill out a lot of paperwork and then you had to write a post dated check for your following payday so the store could cash it. These days the process is much easier. Now you can do it online.
Having a savings or checking account with direct deposit are a requirement when applying for an online loan. This is an easy way to make sure that your paychecks get into the bank. It is safer than having the checks mailed.
Another reason people enjoy using online cash payday advances is because it is private. No one knows you are getting a payday loan except you, your computer and the guy on the other end of the internet, so to speak. Many times people who need immediate cash assistance are embarrassed to go into an actual payday loan store, so being able to obtain a cash payday advance online saves them the feeling of embarrassment all the while allowing them to get the loan they require.
Cash payday advance companies are now making it easier to apply for and get a cash payday advance online. The application is completed online and there is no more paperwork to fax or e-mail and most people will get the money deposited into their account within twenty-four hours of approval. Cash advances are a great way to get over that temporary rough spot once in a while.